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Montenegro Residency for Foreigners -api-investment-Montenegro's EU Accession-montenegro-

Montenegro Residency for Foreigners – Whether you’ve chosen to live in Montenegro for its favorable tax regime and potential EU accession or fell in love with its beauty and people during a holiday, you’re in luck. Montenegro offers a straightforward and cost-effective process for obtaining legal residency, which is much easier than in many other countries. Two main ways to obtain legal residency in Montenegro are buying real estate or opening a company.

The government recognizes the role of immigration in driving economic growth and offers incentives to overseas investors, including the option of obtaining residency through investment. Getting Montenegrin residency is fairly simple; buying a property instantly entitles you to apply. If you’re intrigued by the prospect of living in this stunning country, our guide below outlines how to obtain Montenegro residency through investment.

Montenegro Residency Overview

The Act on Registers of Temporary and Permanent Residents, last amended in 2008, governs legislation regarding residency in Montenegro. The law outlines the application process, required documents, and rights associated with Montenegrin residency.

Key points include:

  • Any foreign citizen, excluding Montenegrin citizens, can apply for residency.
  • Temporary and permanent permits are available. 
  • Permit holders must have a registered place of residence in Montenegro.
  • The Permanent Residence Registry in Montenegro maintains information about permit holders, including ID numbers, personal details, occupation, education level, and family information.

Additionally, under family reunification, corporate representatives and overseas workers can apply for residency on behalf of their immediate family members, including spouses and children under 18.

For permanent relocation, Montenegro offers a citizenship-by-investment program. The program does not require applicants to be physically present during the application process, nor must they reside in the country. 

How to Get Montenegrin Residency as a Foreigner

With its stunning landscapes, rich history, and welcoming atmosphere, Montenegro is an attractive destination for many foreigners seeking residency in Europe. Whether you’re drawn to its beautiful coastline, charming old towns, or vibrant culture, obtaining Montenegrin residency can be relatively straightforward. Here’s a step-by-step guide to help you navigate the Montenegro residency application process:


1. Choose the Right Residency Permit

Montenegro offers several residency permits, each with its requirements and benefits. The most common options for foreigners include:

    • Temporary Residency Permit: This permit is typically valid for one year and is renewable annually. It’s suitable for those who wish to stay in Montenegro longer without becoming permanent residents.
    • Permanent Residency Permit: This permit is ideal for those looking to settle in Montenegro in the long term. It’s typically valid for ten years and can be renewed indefinitely.
  • Residence Permit by Investment: Montenegro offers a residency permit to individuals who invest in approved real estate projects in the country. This option provides a faster route to residency for anyone able to make a significant investment.

2. Meet the Requirements

To qualify for a residency permit in Montenegro, you’ll need to meet specific requirements, which may vary depending on the type of permit you’re applying for. Common requirements include:

  • A valid passport
  • Evidence of how you will financially support yourself and any dependents
  • Health insurance coverage
  • A clean criminal record
  • Proof of accommodation in Montenegro

For the residence permit by investment, you’ll need to invest a minimum amount in approved real estate projects, as determined by the government.

Montenegro Residence Permit by Investment

Invest in real estate in Montenegro to become a resident through its residency-through-investment program, designed to attract foreign investors. Understand the requirements and steps involved, including the minimum investment amount, which varies based on property location and type. The popularity of this program can be seen in the number of investors using it to gain a foothold in Europe, taking advantage of Montenegro’s beautiful landscape and growing economy. Initially, you will likely receive temporary residency, which can be extended if you maintain your investment and comply with residency regulations.

Montenegro Residence Permit Requirements:

  1. Investment: Make a qualifying investment in Montenegro. The most common options are:
    • Real Estate: Invest in approved real estate projects, with a minimum investment of €250,000 in the northern and central regions or €450,000 in the coastal area.
    • Government Fund: Contribute €100,000 to the government’s Development Fund for underdeveloped areas.
    • Business Investment: Invest €1 million in a business that creates at least ten jobs in Montenegro.
  2. Additional Requirements: You must provide proof of funds and health insurance and undergo a background check.


  1. Investment: Make the qualifying investment in Montenegro. OR;
  2. Property Purchase: Find a property for sale in Montenegro and complete the purchase process.
  3. Residency Application: You must submit a residency application to the Ministry of Interior within the first 30 days of entering Montenegro.
  4. Document Submission: Provide the required documents, including proof of investment, proof of funds, health insurance, and a clean criminal record.
  5. Residence Permit: Upon approval, you will receive a temporary residence permit, which can later be converted into a permanent residency card.


  • Residency: Obtain residency in Montenegro for you and your family.
  • Visa-Free Travel: Enjoy Schengen Zone visa-free travel for 90 days within a 180-day period.
  • Tax Advantages: Residents can benefit from Montenegro’s favorable tax regime, which does not include an inheritance or wealth tax.
  • Quality of Life: Enjoy Montenegro’s beautiful landscapes, mild climate, and rich cultural heritage.
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The Perfect Property for Montenegro Residency

As API Investment, we have been developing properties for sale in Montenegro in the most sought-after regions. So, if you are looking for an ideal investment in Montenegro real estate, check out Royal Town Kotor, our latest luxury apartment complex, following our successful project, Royal Blue Montenegro. This brand-new complex offers cutting-edge design and deluxe amenities, with beautifully decorated studios and apartments. Enjoy top-notch shared facilities like an infinity pool, yoga studio, relaxation area, and sports facilities.

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API Investment Opens Your Door to a Montenegro Residence Permit

Obtaining Montenegrin residency as a foreigner opens endless opportunities, from exploring the country’s natural beauty to experiencing its unique culture. Whether through property purchase or investment, obtaining residency in Montenegro can provide a pathway to a high quality of life and various benefits for you and your family. By following the process outlined above, you can easily navigate the residency application process and enjoy all that Montenegro offers. Contact our professionals to begin your next adventure with a profitable investment and residence in Montenegro’s most promising location!

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